My Clients

I primarily serve conservative investors near or in retirement who are looking for a steady stream of income throughout their life.  My clients include farmers, small business owners, retirees, and ordinary, “salt of the earth” investors who aren't necessarily looking to chase alpha, but want to know that they and their life savings will be ready when they're ready, regardless what life, the economy, and the markets throw at them. 

Throughout our relationship, I am committed to:

• Delivering a high level of reliable service

• Establishing a foundation with conservative investments before venturing into riskier areas

• Maintaining regular contact by phone or e-mail

• Treating a $100,000 client the same way I treat a $10 million client

 

“It takes 20 years to build a reputation and five minutes to ruin it.  If you think about that, you'll do things differently.”

            – Warren Buffet

The majority of my clients have been with me for more than 20 years.  The fact that these folks have trusted my guidance for so long is truly humbling.  Other than raising my three incredible kids with my lovely wife by my side, there is nothing that I am more proud of accomplishing in my life.

 

When investing in bonds, it is important to note that as interest rates rise, bond prices will fall.  Bonds may be subject to state and alternative minimum taxes, and capital gains tax may apply.  Neither asset allocation nor a laddering strategy ensure a profit or protect against loss.  The investment return and principal value of funds will fluctuate, and an investor's shares, when redeemed, may be worth more or less than their original cost.